Terms of Service

Effective Date: 06/15/26

1. Acceptance of Terms

These Terms of Service (the “Terms”) govern your access to and use of the Peregrine Gold website, online forms, and services (the “Services”). By accessing the website, submitting a form, or purchasing precious metals or a Gold IRA through Peregrine Gold, you agree to be bound by these Terms.

2. Eligibility

You must be at least 18 years old and a legal resident of the United States to use the Services or purchase precious metals from Peregrine Gold. Additional eligibility requirements apply to Gold IRA accounts, including those imposed by IRA custodians and the Internal Revenue Service.

3. Description of Services

Peregrine Gold markets and sells physical precious metals (including gold, silver, platinum, and palladium products) and assists clients with the establishment and funding of self-directed Gold IRAs through third-party custodians and IRS-approved depositories. We are not an investment adviser, broker-dealer, bank, or IRA custodian.

4. Pricing and Payment

All prices are quoted in U.S. dollars and are subject to change without notice based on real-time spot prices, market conditions, and product availability. Final pricing is locked in only when an order is confirmed and payment is received. We accept the payment methods specified at the time of purchase.

5. Order Acceptance and Cancellation

An order is not binding until accepted and confirmed by Peregrine Gold. We reserve the right to refuse or cancel any order for any reason, including suspected fraud, pricing errors, or inability to verify identity. Because precious metals prices fluctuate, cancellation by a buyer after an order is locked in may incur a market-loss fee equal to the difference between the locked price and the then-prevailing market price.

6. Shipping and Delivery

Physical metal purchases are shipped insured to the address you provide or sent directly to an IRS-approved depository for IRA accounts. Risk of loss for direct shipments transfers upon delivery. Delivery times depend on product availability, payment clearance, and carrier schedules.

7. Returns

Due to the volatility of the precious metals markets, all sales are generally final. If a return is approved on a case-by-case basis, the buyer is responsible for any market-loss difference, restocking fees, and return shipping costs. Products must be returned in their original, sealed condition.

8. Risks of Investing in Precious Metals

Investing in precious metals involves risk, including the risk of substantial loss. Prices can fluctuate sharply due to economic, political, and market factors. Past performance is not indicative of future results. Precious metals may not be a suitable investment for everyone. You should consult with your own financial, tax, and legal advisors before investing.

9. IRA Custodian Relationships

Gold IRA accounts are held by third-party self-directed IRA custodians (such as The Entrust Group) and stored at IRS-approved depositories. Peregrine Gold facilitates the purchase and sale of metals for these accounts but does not provide custodial services. Your relationship with the custodian and depository is governed by their own agreements, fee schedules, and disclosures.

10. User Conduct

You agree not to use the Services to violate any law, infringe on intellectual property or privacy rights, transmit malicious code, attempt to access systems without authorization, or interfere with the operation of the website.

11. Intellectual Property

All content on the Peregrine Gold website, including text, graphics, logos, images, and software, is owned by Peregrine Gold or its licensors and is protected by U.S. and international intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

12. Disclaimers

The Services are provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or free of harmful components.

13. Limitation of Liability

To the maximum extent permitted by law, Peregrine Gold and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, or data, arising out of or in connection with your use of the Services. Our aggregate liability shall not exceed the amount you paid us in the 12 months preceding the event giving rise to the claim.

14. Indemnification

You agree to defend, indemnify, and hold harmless Peregrine Gold and its affiliates from any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Services, your violation of these Terms, or your violation of any law or third-party right.

15. Governing Law

These Terms are governed by and construed in accordance with the laws of the [State of incorporation], without regard to its conflict of laws rules. Any dispute shall be brought exclusively in the state or federal courts located in [County, State], and you consent to personal jurisdiction in those courts.

16. Changes to Terms

We may update these Terms from time to time. When we make material changes, we will update the “Effective Date” above. Your continued use of the Services after the changes take effect constitutes acceptance of the updated Terms.

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